Owner-Occupied Housing Rehabilitation Program

The program, established and administered by the County Commissioners and the Office of Housing and Community Development, is directed to assist low- and moderate-income households seeking to make home repairs to bring their properties up to code or correct deficiencies. The program is administered on a first come first serve basis.

Funds for the program are supplied through the county’s Community Development Block Grant (CDBG) Program.

Property Eligibility:

  • Property must be located within Montgomery County.
  • EXCLUDES properties located in Abington Township, Conshohocken Borough, Limerick Township, Lower Merion Township, Norristown Borough and Marlborough Township. Property owners in these six municipalities should contact their local township for available housing rehab programs.
  • Must be a single-family residence 

Household Income Limits

2019 Income limits (this updates annually)

Family/Household Size Maximum Income
1 person $50,550
2 person $57,700
3 person $64,900
4 person $72,100
5 person $77,900
6 person $83,650
7 person $89,450
8 person $95,200

Allowable Rehab

Up to $45,000 for (final assistance based on need): 

  • Heater system, furnace, and hot water replacement.
  • Repair of structural deficiencies that could lead to the collapse of roofs, floors, ceilings, stairs and/or framing.
  • Repair of plumbing system failures such as cracked potable water or sanitary lines.
  • Correction of electrical deficiencies that could result in shock or fire.
  • Correction of security deficiencies such as the replacement of exterior doors and windows.
  • Lateral connections to water and sanitary sewer extensions imposed by a local water authority or government.

Grant Terms

Eight year lien placed on property. Property must remain owner-occupied. Full repayment of loan due should property be sold or vacated as primary residence within 8 years. 

How to apply

The program currently has a waiting period of approximately 2-3 years. This is contingent on funding availability. There are no “emergency funds”. All interested parties should contact the Office of Housing & Community Development at (610) 278-3540 to be placed on the waiting list.